💳

PaymentIntent Flow

Idempotency · Radar Fraud · 3DS SCA · Auth & Capture · Webhook & Ledger Recon

Step 1 / 12

Speed

Step 1 of 12 · Intent Init

Create PaymentIntent

Ready: Click CTA to execute hop-by-hop PaymentIntent mutation

The merchant server creates one PaymentIntent for the order as soon as the amount is known. The object begins in requires_payment_method.

Why it matters: Reusing a single PaymentIntent state machine per order prevents duplicate charges and tracks retries across 3DS and bank rails.

Component Inspector Client Checkout Portal

Customer

Runs checkout and confirms the payment with the scoped client_secret without exposing merchant secret keys.

IN:client_secret, result

OUT:checkout request, confirm

TELEMETRY:in:1 | out:1 | 12ms